Jason Craveiro Victoria BC top realtor guides right now? If you’ve yet to enter the housing market, but are thinking of buying a home in 2021, there’s a lot you need to know. As I once pointed out, this isn’t your older sibling’s housing market. Not just anyone can get a mortgage these days. You actually have to qualify. But we’ll get to that in a minute. Let’s start by talking about home prices, which have soared in recent years. The good news is mortgage rates remain very low, and may even break new record lows this year, which can keep affordability within reach.
Jason Craveiro real estate trick for today: Develop A Mortgage Shopping Cart. One of the biggest decisions to make before putting a contract on a home is how to finance the purchase. Lenders aggressively compete for your mortgage business in a variety of ways. Today, you can apply for a loan over the Internet or even use a mortgage broker to shop for your loan with hundreds of lenders. When choosing a lender, compare fixed rates to fixed rates, not fixed rates to ARM’s, etc. Create a chart that lists different types of loans, fees, and at least five mortgage providers (including a mortgage broker).
Renovating increases the house value says Jason Craveiro : Keeping a lid on costs also depends on good communication, so it’s worth scheduling regular builder-client site meetings. This should prevent misunderstandings over small details which otherwise have a nasty habit of growing into expensive disputes. Before the build starts, it’s important to think about the details — light switches, sockets, radiators, taps, basins and so on, so the builders know exactly what’s required. Logic dictates that you shouldn’t waste money buying more stuff than you actually need. But it’s a false economy to order too few materials and risk work being held up because you’re a few tiles short.
What Slim Pickings Mean for Sellers? Low inventory means low selling competition! You can probably expect to see offer letters flooding your mailbox the same way Hogwarts sent Harry Potter his acceptance letters. Since your home will be one of the (relatively) few listed on the market, you could be in the driver’s seat. So enjoy possibly picking the best offer and moving at a pace that best suits your timeline. But after your home is sold, you probably won’t be in the driver’s seat anymore (if you’re buying again). So decide on plans for your next home before you sell. See additional information on https://soundcloud.com/jasoncraveirovictoria.
When we first started our home renovation journey I heard from so many people that the process wouldn’t be easy. But boy, I didn’t think it would be that hard. Renovating our home literally took years off of our lives. When I was going through it, I remember getting a DM from a reader who told me that they renovated their home about 3 years ago and while it was miserable, they would do it again in a heartbeat. At that moment, I wasn’t sure if she was right. Would I voluntarily put myself through this again? Fast forward a year, and it turns out she was right. I would do it again, but I would do it a little differently. Here’s what I wish I knew before I renovated my house and some home renovation tips: